We are a nation in debt. I don’t know about you, but I find it hard to cut down on the things I like for the purpose of saving money, because I’m a greedy, materialistic non-entity whose ‘stuff’ defines my existence. Only joking…
Wonderful human being, Martin Lewis has long been flying the flag for Joe Public, in the fight against corporate crime, greed and the age of consumer manipulation. His goal in life is to get us all out of debt and back to a simpler time when money market instruments weren’t designed to extort money from confused individuals, stealing the livelihood of African farmers was not an ‘investment opportunity’ and when buying a house meant you weren’t paying it it off until
retirement the sweet release of death. He is a great man.
But unfortunately, his tips to get us saving money and out of debt are all a bit grim. Do I really want to stop buying the same Primark top over and over again? No I don’t, Martin Lewis, because confidence can be bought! Do I really want to cut down on my grocery shopping? No I don’t, Martin Lewis, for I like eating until I vomit! Do I really want to ring the bank to reclaim the PPI they fraudulently added to my loan? No I don’t Martin Lewis, because I can’t be arsed and Geordie Shore is on!
What we need is to be enthusiastic about saving money and getting out of debt- to make the art of frugality a bit more amusing, sociable and fun.
So here are my own non-boring tips to make some extra money and get yourself out of debt:
1. Commit credit card fraud
If you can’t afford to spend on your own credit cards, applying for them fraudulently in someone’s else name not only stimulates our economy, but saves you a fortune. Step one- Open an Excel spreadsheet and title it ‘People I’m Robbing’. Step Two- Rummage through the same bins for months, gathering important and private information about the owner. Step Three- Once enough information has been gathered, apply online like the cowardly thief you are for all sorts of finance. Step Four- Go on a spending spree with your stolen money. Step Five- Get caught. Step Six- Get a friend to cement your arse-crack for your stint in prison.
2. Fake your own death
And say goodbye to debt repayments forever. In addition to being a hilarious prank to play on loved ones, faking your own death cuts down a lot of other everyday expenses too- such as phone bills (because you’ll be dead) and rent (because you’ll be dead). Prior to faking your own death, pick a hereditary illness to later die of, so that your siblings will be shitting themselves and lying awake at night, waiting for the grim reaper- titter! Entertain yourself at your funeral by rolling out of the coffin when someone accidentally gets too close in grief, making your family hoist your lifeless body back in whilst weeping with horror. Then use your coffin as a raft to sail the whole way to Panama. Hello, new life in the sun!
3. Steal from friends and family
If you choose not to fake your own death as you’d miss your loved ones too much, then why not steal from them instead? Stealing from friends and family is an easy and effective way to up your income, mostly because they trust you enough to let you into their homes where you can spend all day deciding what to pawn to Cash Converters in exchange for material items that are more important than your relationships. Heads up: sentimental value means nothing in Cash Converters, so if you’re going to say, steal your Grandmother’s locket, remember to throw out the picture of her with her beloved deceased dog, Tricksy, first.
4. Start playing slot machines
Gambling via slot machines, is a low-risk, high-return way to nurse your pockets back to financial health. And you don’t even need any money to get started. Simply enter any depressing pub, and take your start-up capital right out of the charity box. The children of Africa don’t mind- you need it more than them. Then spend every waking hour of the rest of your life playing Poker with a teletext-style computer. Insider secret: ploughing your meagre winnings back into the machine is a brilliant idea as this maximises your chances of winning even more money. You’ll be rich on your next go, I can feel it.
5. Sell a baby
Self explanatory really. Sell a baby.
6. Become clinically depressed
Being depressed to the extent you cannot get out of bed in the morning is an excellent way to avoid the shops and save some cash. In addition, because you aren’t paying money off your mountain of bills, you’ll be too depressed to answer the door to the balliffs who have come round to kick your fuck in and take your plasma screen. Bingo!
7. Blackmail someone
Besides being an excellent money-maker, blackmail has endless benefits- it helps to develop your interpersonal skills, you can hone your arts and crafts skills by making ransom notes, and you might even make a few friends in the process! Simply stalk someone until you uncover a dirty secret, and then threaten to tout on them. Remember, the art of blackmail is like dancing, you move and your partner reacts for as long as you choose to keep it up. Blackmail- like Zumba, but for cunts.
8. Participate in clinical trials
Clinical trials have long been an effective way for the emotionally damaged to earn some extra money, but us ‘normals’ have never really subscribed because we prefer to have all of our fingers intact, rather than obtain the money to buy a big bag of crack. But, in all honesty, do we really need all those fingers? I, for one, would be glad to cut down the time I take to manicure my nails.
9. Create your own spam e-mail
May I suggest, ‘Greeting frend. I am writing not for donation, but seeking companionship in time difficult to me. You see, my father, Prince Henrik the Second of Pretchovakia, is ill and soon to die. I am heir to throne and estate- you see, I need not the donation and am how your people say ‘heavy of pocket’. I seek lady frendship to talk and have the elbow to cry on. In my country, men talk not of feeling but I am twentyeth century male for new millenium and wish to meet lady to walk long on beach, listen to the Michael Buble and govern nation like Princess. I even pay air travel costs. All I ask is pleasure of getting to know you, such as name, first line of address, postcode, mother’s maiden name, first pet’s name, bank account number, sort code and characters 1 and 5 of your secret answer. Please enclose these details as reply so we can get to know each other. Many hug and more, Steve Henrik the Third’.
Obviously, you can write whatever you want, just made sure you ask the recipient for their private information in a conspicuous and savvy way, as above.
Prostitution is an excellent second job. Not only is it a tax-efficient way to make some extra cash, but you can also save on petrol by getting your ‘John’ to drop you off at your next destination, be it your pimp’s hovel, neighbourhood meth clinic or local shop that sells feather boas, ripped tights and other prostitute attire.
So there you have it, folks- ten ways in which you can finally get yourself out of debt and back to the good life. Anyways, I have to cut this one short, the internet is really expensive in Panama and my pimp keeps tapping his watch.